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Common Loan Repayment Programs

Indian Health Service

You already have a job with Indian Health Service. You apply for up to $40,000

toward repayment of your student loans in exchange for two years of service.

You may request an extension of your loan repayment annually in exchange for

an additional year of service until all of your qualified education loans are paid.

More information:

National Health Service Corps (NHSC)

The federal program that supports health professionals in exchange for service in

high need area. The NHSC has three programs:

NHSC Loan Repayment

You already have a job with an employer. You apply for loan repayment and

receive ‘x’ amount per year(s) toward your student loan debt.

Eligible providers


Primary Care Physician (MD or DO), Dentist, Primary Care Certified Nurse

Practitioner, Certified Nurse-Midwife, Primary Care Physician Assistant,

Registered Dental Hygienist, Health Service Psychologist, Licensed Clinical

Social Worker, Psychiatric Nurse Specialist, Marriage and Family Therapist,

Licensed Professional Counselor

Find other eligibility requirements here:


NHSC Student to Service

A fourth-year medical student, already committed to primary care receives loan

repayment during their residency.

Eligible providers: Primary Care Physician (MD

or DO).

Find other eligibility requirements here:


NHSC Scholarship

NHSC pays for your medical education in exchange for service in an area of

highest need for a certain amount of time. A NHSC scholar must commit to this

program, and a primary care specialty, during their schooling. NHSC pays for

tuition, fees, and reasonable living expenses while attending school. This is the

most ‘restrictive’ of the NHSC programs, meaning the penalties for backing out of

your commitment are the most severe.

Eligible providers are students accepted

to or enrolled in an accredited training program for: Physicians (MD or DO),

Dentists, Nurse Practitioners, Certified Nurse-Midwives, Physician Assistants

Find other eligibility requirements here: